I. Introduction

These Terms of Use govern your access and use of the websites of Meridian Lodge, its affiliates and subsidiaries (as used here "Meridian Lodge" refers to Meridian Lodge, its affiliates and subsidiaries, jointly and severally).

II. Acceptance of Terms

This website is the property of Meridian Lodge. By using or accessing this website of Meridian Lodge, you agree to these Terms and Conditions, including agreeing to indemnify and hold harmless Meridian Lodge from all claims of any nature arising from your access and use of this website.

These Terms and Conditions may be changed at any time at the sole discretion of Meridian Lodge. III. Consent to do Business Electronically This system/application is the property of Meridian Lodge. You may use this system/application to gain access to authorized information only. By providing the information requested periodically in Consent to do Business in an Electronic form (presented at the time of login), you are:

• Consenting to do business electronically with Meridian Lodge ;
• Certifying that you are the person identified by that information. If you are not that person and/or you are attempting to access someone else's information, you are in violation of federal and/or state law and should exit this application now. Suspected violations may be reported to state and/or federal authorities;
• If you are accessing this system/application on behalf of your employer, you are certifying that you have the appropriate authority to conduct business electronically on behalf of your employer;
• Accepting and agreeing to be bound by the Disclosures and Terms of Use that apply to the web site of Meridian Lodge and
• Consenting to, and acknowledging that, activity on this system/application may be viewed, monitored and recorded by Meridian Lodge in order to help prevent and detect potential fraud or other abuse, including unauthorized access to information.

• Users are expected to keep all information received during signup for security reasons.
• The users are expected to provide correct information during signup.
• That the information provided after filling the form is to be used for no purpose other than those it is specified for.
• That all passwords are known to the user alone and it is highly advised that passwords be changed when the user logs into his/her account.

IV. Secure Websites

By using, accessing or attempting to access websites of Meridian Lodge that require the use of Passwords, Personal Identification Numbers (PINs) or other any other method of authentication or any combination of authentication methods (these are defined as "secure websites"), you are certifying you are the person legally associated with the passwords, PINs or method(s) of authentication being used. Unauthorized access or use or attempts to access this website is prohibited and may violate federal and/or state law.

NB: Please use maximum caution to keep your user name and password confidential and log-off from the Site when your session is complete to prevent unauthorized access to your information. If your user name or password is subject to unauthorized access, you should immediately inform the Meridian Lodge Customer Care. V. Products and Services

Not all the products and services that you may be able to view via the Meridian Lodge website are available in all geographical locations. The relevant Meridian Lodge member of staff reserves the right to make the final determination on whether or not you are eligible for any particular product or service. If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction.

VI. Changes

The information, material and content provided in the pages of the Meridian Lodge website may be changed at any time without notice. Changes may be made to these Terms and Conditions by us at any time without notice to you by updating the posting of the Terms and Conditions.

VII. Children and the Meridian Lodge Website

The website of Meridian Lodge is intended to be used by adults only and is not directed at Minors.

VIII. Privacy

All personal information is subject to the Privacy Policy of Meridian Lodge, which may be accessed by clicking on Privacy Policy link at the bottom of any page.

IX. Links to Other Sites - Limitation of Liability

Meridian Lodge may provide, for your convenience and information only, links to other World Wide Web sites. Because Meridian Lodge does not have control over these sites, you agree that Meridian Lodge is not responsible for any liability resulting from the access or use of sites not owned by Meridian Lodge and that Meridian Lodge is not responsible for any content, advertising, product, or any other matter or issue, available through the World Wide Web, whether linked to, or from, the Meridian Lodge website. Further, you agree that Meridian Lodge shall not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by or in connection with the use of websites Meridian Lodge does not own.

X. Third Party Applications - Modification Prohibited

Meridian Lodge may provide you with access to third-party applications and services through its websites. You agree not to modify, decompile or reverse engineer any such third party applications, or any code related to such third party applications.

XI. Termination and Blocking

You agree that Meridian Lodge reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.

XII. Monitoring

Meridian Lodge reserves the right to monitor your access and use of its websites without notification to you.

XIII. LIMITATION OF LIABILITY

YOU AGREE THAT YOUR ACCESS TO, AND USE OF, THE Meridian Lodge WEBSITE AND THE CONTENT THEREOF IS AT YOUR RISK. YOU AGREE, THAT UNDER NO CIRCUMSTANCES SHALL Meridian Lodge BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES OR YOUR REFERENCING, USING, ACCESSING, INABILITY TO USE OR ACCESS OR LINKING TO OR FROM THIS WEBSITE OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF. There are some jurisdictions that do not allow for the exclusion of certain warranties or the limitation or exclusion of liability for consequential or incidental damages. Based on this conclusion, the liability of Meridian Lodge is limited to the greatest extent permitted by law.

XIV. Governing Law; Severability

These Terms of Use are governed by the laws of The Federal Republic of Nigeria. You agree that your referencing, using or accessing websites of Meridian Lodge constitutes your acceptance of the jurisdiction of state or federal courts in The Federal Rebublic of Nigeria and that legal action may be brought against you, or by you, and must be brought in state or federal courts in Nigeria.

In the event any of the provisions of these Terms of Use shall be determined by a court of competent jurisdiction to be invalid, any such provision determined to be invalid shall not affect the validity of all remaining provisions